The story of this market
The typical home in Mountain Home, Arkansas sells for about $169,800, or $115 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $686 a month.
Monthly price momentum
Home values since 2015
+2.7%
AR · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Mountain Home, Arkansas
Mountain Home's housing market remains stable, supported by a consistent demand from retirees and a resilient local economy anchored by healthcare and manufacturing. While inventory is limited, the market is seeing steady, modest price appreciation. The city's affordability relative to national averages continues to attract new residents, though the lack of new multi-family construction remains a constraint on rental supply.
No ARED county foreclosure postings attributed to Mountain Home yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Deterministic aggregate of 3 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Median prices moved down 5.1% year over year.
Homes spend a median of 72 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.0% · poverty 10.2% — a stable, low-distress profile.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
A massive reservoir offering boating, fishing, and swimming. It is a primary driver of tourism and local property value.
Known for world-class trout fishing and expansive recreational facilities. It serves as a major anchor for the regional outdoor economy.
A community college campus that provides workforce training and cultural events. It is a significant intellectual and economic asset for the city.
Mountain Home is an ideal fit for retirees seeking a quiet, scenic environment and families looking for a community-focused lifestyle. It also attracts outdoor enthusiasts who prioritize access to water sports and mountain recreation over proximity to major metropolitan employment centers.
The Mountain Home School District is the primary provider, generally regarded as a stable and central pillar of the community. Schools in the area are characterized by moderate class sizes and a focus on vocational and college-prep pathways.
The city is served by U.S. Highway 62 and 412, which provide the primary corridors for regional transit. Commuting is largely local, with most residents working within the city limits or the immediate Baxter County area.
Mountain Home serves as a gateway to the Ozark Mountains and is defined by its proximity to Norfork Lake and Bull Shoals Lake. Residents enjoy extensive access to world-class fishing, boating, hiking trails, and public parks that anchor the local lifestyle.
The rental market is characterized by steady demand from retirees and workers in the healthcare and manufacturing sectors. Vacancy rates remain relatively low, though the supply of modern multi-family housing is limited, keeping upward pressure on rents.
The economy is anchored by Baxter Health and a robust manufacturing sector, including marine manufacturers like Bass Cat and Ranger Boats. The city serves as the primary commercial and service hub for the surrounding Twin Lakes region.
Economic momentum is driven by the healthcare sector and specialized manufacturing, particularly in the marine and outdoor recreation industries. Infrastructure development remains focused on maintaining the city's role as a regional hub for the Twin Lakes area.
Development is focused on expanding medical infrastructure and improving public recreational access. Recent planning efforts prioritize sustainable growth that preserves the city's natural Ozark character.
Parcels in Mountain Home are subject to school district taxes, county general funds, and specific municipal levies. There are no major MUDs or PIDs, as infrastructure is largely managed through city and county utility departments.
Mountain Home generally reports crime rates lower than the national average, with property crime being the primary concern. Local law enforcement maintains a visible presence, and the city is often perceived as safer than larger urban centers in Arkansas.
The city faces moderate risks from severe thunderstorms and occasional wind events common to the Ozarks region. Flood risk is localized primarily to areas near the city's various creeks and water bodies, with most residential zones outside of high-risk floodplains.
Property insurance premiums are influenced by the region's exposure to severe weather, including wind and hail. Market health is stable, though insurers remain cautious regarding roof age and condition in the area.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Arkansas) — Arkansas Disabled Veteran Total Property Tax Exemption: Provides a 100% exemption from all ad valorem real property taxes on the principal homestead. Formula: Net Ad Valorem Tax Due = $0.00. State (Arkansas) — Arkansas Senior and Disabled Assessment Freeze: Freezes the assessed taxable value of the homestead at the prevailing assessed value at the time the owner becomes eligible or purchases the property. State (Arkansas) — Arkansas State Homestead Property Tax Credit: Provides a direct reduction against ad valorem property taxes up to $350.00 (increased to $350 by Act 655 of 2009; further statutory increases may apply up to $425 depending on legislative session). Formula: Final Tax Due = max($0, Gross Ad Valorem Tax - Homestead Credit). State (Arkansas) — Arkansas Amendment 79 Assessment Growth Caps (Assessment Limitation): Caps annual assessed value growth following a countywide reappraisal: homestead parcel taxable assessments cannot increase by more than 5% per year, and non-homestead residential parcel taxable assessments cannot increase by more than 10% per year until taxable assessment reaches… State (Arkansas) — Arkansas Ad Valorem Property Tax Assessment Ratio and Valuation: Imposes an ad valorem property tax based on a uniform statutory assessment ratio of 20% of true market value.
Researched annual trajectory for this city, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this city's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Data retrieved from U.S. Census Bureau QuickFacts and Census Reporter profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.